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Retail Industry Working for Smart Health Care Reform

Health Care Major Employer Centric Provisions Timeline

Affordable Care Act Implementation -
How it can affect retail employers and how to prepare

Employer mandate penalties and the possible impact on your business  The definition and coverage requirements for a full-time employee”
What are the challenges and opportunities for large employers What are the concerns for smaller employers
How to make sense of health insurance exchanges What is the -affordability- penalty
How will the mandated essential health benefits be determined What key insurance reforms are effective and when
Summary of benefits and coverage Reporting Mandate

The Issue

In March 2010 the Affordable Care Act (ACA), a comprehensive health care law, was enacted. Shortly thereafter, a number of states and business interests filed lawsuits challenging the ACA. Different results emerged from these lawsuits around the country, forcing the U.S. Supreme Court to consider the constitutionality of the law.

Key issues the Court considered include: Can Congress require individuals to buy insurance and can Congress coerce the states to expand Medicaid? The Court devoted three days in March 2012 to hear arguments on the law.

On June 28, 2012 the U.S. Supreme Court ruled that the ACA is constitutional, including the individual mandate.

Why It Matters to Retailers, Chain Restaurants, and Other Industry Stakeholders

"NRF will redouble our efforts to repeal the law while we continue to work, in good faith, with regulators to smooth implementation for retailers and businesses alike."   read more..
     Matthew Shay, president and CEO, National Retail Federation

"NCCR has voiced the industry's consistent conerns that the law would do significant harm to job growth and the economy."   read more...
     Rob Green, executive director, NCCR

The National Retail Federation (NRF) and the National Council of Chain Restaurants (NCCR) have consistently worked to repeal the ACA in its entirety and have also worked to repeal key anti-business provisions like the employer mandate penalties. Prior to introduction and passage of the ACA, NRF and NCCR had set up a health care task force to examine key employer health care issues and propose retail industry-friendly reforms. NRF and NCCR led opposition to the legislation that became the ACA because it failed to meet the retail industry’s concerns, and have continued to work tirelessly to repeal the most burdensome provisions. NRF and NCCR believe the mandate on employers is both punitive and anti-growth — and ultimately hazardous to our economy. Efforts to reduce the cost of health coverage are insufficient and the law is too complex to administer.

NRF will redouble its efforts to repeal the law while it continues to work, in good faith, with regulators to smooth implementation for retailers and businesses alike.

Additional Resources

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